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Mortgage And Protection Broker With Freehold Offices In Coventry
Coventry, West Midlands, West MidlandsIdentity protected
Available
About this business
Mortgage and protection broker in suburban Coventry, established in 2023 with 5 people working from a freehold office. It arranges residential and buy-to-let mortgages and the life and income cover that goes with them, earning lender fees and commission. Turnover has eased slightly to £740k as the housing market slowed, but EBITDA has improved 7% to £158k, a margin of about 21%. The office is owned, though advice of this kind does not depend on the building. A buyer gets the client records, the team and the building.
Key investment highlights
- Freehold office included
- Margin of about 21%
- Mortgage and protection advice
- Team of 5
Reason for sale
The founders are selling to join a national mortgage network as employed advisers.
Nothing flagged on the two questions buyers ask first
No flagRevenue going backwards and one client being too much of it are the two things that end most deals in due diligence. Both are shown here up front, from the figures the seller supplied.
- Revenue directionNo flag
Turnover is flat year on year.
- 2023: baseline
- 2024 (-2.1%)
- 2025 (-1.5%)
- 2026 (-0.8%)
- Peak 2023 to latest 2026: -4.3%
4 years of turnover, 2023 to 2026, as supplied by the seller.
- Client concentrationNot stated
The seller has not declared what share of revenue the largest clients represent.
No declaration supplied. Client concentration cannot be derived from accounts.
EBITDA margin widened from 19.0% in 2023 to 21.4% in 2026.
These are observations from the supplied figures, not a view on whether this business is worth buying. Nothing here predicts an outcome.
Computing valuation...
What happens next
Submit an enquiry to the seller. Once they approve it, you sign a non-disclosure agreement and gain access to the information memorandum, the financials and a secure deal room with the seller.