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Commercial Insurance Broker Trading Online From Coventry
Coventry, West Midlands, West MidlandsIdentity protected
Available
About this business
Run by a team of three, this broker places commercial cover for small and medium firms: shops, trades, offices and light industrial units. It has no premises; the team works remotely and deals with clients by phone, email and video, so a buyer could run it from anywhere. Trading since 2011, it has grown turnover every year to £310k, with adjusted EBITDA of £90k, a margin of about 29%. Low overheads explain most of that margin. The asking price of £575k reflects a book that renews each year with little cost to service it.
Key investment highlights
- No premises, run remotely by three people
- Turnover up every year since 2021
- Adjusted EBITDA of £90k on £310k sales
- Could be run from anywhere in the UK
Reason for sale
The founder is retiring and would like the clients to move to a buyer who will keep the service personal.
Nothing flagged on the two questions buyers ask first
No flagRevenue going backwards and one client being too much of it are the two things that end most deals in due diligence. Both are shown here up front, from the figures the seller supplied.
- Revenue directionNo flag
Turnover rose +5.1% in 2026.
- 2021: baseline
- 2022 (+9.0%)
- 2023 (+6.6%)
- 2024 (+3.9%)
- 2025 (+9.7%)
- 2026 (+5.1%)
6 years of turnover, 2021 to 2026, as supplied by the seller.
- Client concentrationNot stated
The seller has not declared what share of revenue the largest clients represent.
No declaration supplied. Client concentration cannot be derived from accounts.
EBITDA margin narrowed from 33.2% in 2021 to 29.0% in 2026.
These are observations from the supplied figures, not a view on whether this business is worth buying. Nothing here predicts an outcome.
Computing valuation...
What happens next
Submit an enquiry to the seller. Once they approve it, you sign a non-disclosure agreement and gain access to the information memorandum, the financials and a secure deal room with the seller.