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Merchant Services And Card Terminal Firm In Suburban Newcastle
Newcastle upon Tyne, Tyne and Wear, North EastIdentity protected
Available
About this business
Since 2007 this business has supplied card machines, payment gateways and processing to independent retailers, hospitality venues and trade counters in the North East. A team of nine works from a leased office in the Newcastle suburbs, handling installation, faults and account reviews. Turnover has eased from £1.47m to £1.4m over the period, but adjusted EBITDA has improved each year to £225k. The asking price of £1.05m sits below turnover, and net assets are £585k. A buyer gets a mature merchant base that needs fresh sales effort to grow again.
Key investment highlights
- Trading in the North East since 2007
- Adjusted EBITDA up each year to £225k
- Team of nine handling installs and support
- Net assets of £585k
Reason for sale
The managing director is retiring and the other shareholders do not want to run the business day to day.
Nothing flagged on the two questions buyers ask first
No flagRevenue going backwards and one client being too much of it are the two things that end most deals in due diligence. Both are shown here up front, from the figures the seller supplied.
- Revenue directionNo flag
Turnover is flat year on year.
- 2021: baseline
- 2022 (-1.4%)
- 2023 (-1.9%)
- 2024 (-0.2%)
- 2025 (+0.5%)
- 2026 (-1.9%)
- Peak 2021 to latest 2026: -4.9%
6 years of turnover, 2021 to 2026, as supplied by the seller.
- Client concentrationNot stated
The seller has not declared what share of revenue the largest clients represent.
No declaration supplied. Client concentration cannot be derived from accounts.
EBITDA margin widened from 13.7% in 2021 to 16.1% in 2026.
These are observations from the supplied figures, not a view on whether this business is worth buying. Nothing here predicts an outcome.
Computing valuation...
What happens next
Submit an enquiry to the seller. Once they approve it, you sign a non-disclosure agreement and gain access to the information memorandum, the financials and a secure deal room with the seller.