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Small Investing App Developer In Central Newcastle
Newcastle upon Tyne, Tyne and Wear, North EastIdentity protected
Available
About this business
A team of four in a leased office in central Newcastle runs this business, which licenses a savings and investing app to building societies and credit unions under their own brands. It started in 2019. Turnover has grown every year to £590k and adjusted EBITDA has risen from £76k to £134k, so the margin has improved each year. The lease is modest and the work could be done from anywhere. A buyer would gain a small, profitable product with steady licence income and scope to add clients.
Key investment highlights
- Adjusted EBITDA up from £76k to £134k
- Licence income from branded app clients
- Team of four in a city-centre office
- Asking price £775k
Reason for sale
The founders are going separate ways, one to retire and one to start a new venture.
Nothing flagged on the two questions buyers ask first
No flagRevenue going backwards and one client being too much of it are the two things that end most deals in due diligence. Both are shown here up front, from the figures the seller supplied.
- Revenue directionNo flag
Turnover rose +3.3% in 2026.
- 2021: baseline
- 2022 (+3.5%)
- 2023 (+4.1%)
- 2024 (+4.4%)
- 2025 (+3.6%)
- 2026 (+3.3%)
6 years of turnover, 2021 to 2026, as supplied by the seller.
- Client concentrationNot stated
The seller has not declared what share of revenue the largest clients represent.
No declaration supplied. Client concentration cannot be derived from accounts.
EBITDA margin widened from 15.5% in 2021 to 22.7% in 2026.
These are observations from the supplied figures, not a view on whether this business is worth buying. Nothing here predicts an outcome.
Computing valuation...
What happens next
Submit an enquiry to the seller. Once they approve it, you sign a non-disclosure agreement and gain access to the information memorandum, the financials and a secure deal room with the seller.