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Commercial Insurance Broker With Freehold Offices In Birmingham
Birmingham, West Midlands, West MidlandsIdentity protected
Available
About this business
This Birmingham broker arranges commercial insurance for businesses: property, liability, fleet and professional cover, placed with insurers and renewed each year. It trades from a freehold office in the city centre, which comes with the sale, and employs 37 people across account handling, claims support and new business. Since 2018 it has grown quickly. Turnover has risen every year to £4.4m, and adjusted EBITDA has grown faster, to £1.1m, so margins have widened as the book has grown. A buyer takes on a settled team, a book that renews annually and the building it works from. The change of control will need regulator approval before completion.
Key investment highlights
- Adjusted EBITDA up from £672k to £1.1m
- Freehold city-centre office included
- Team of 37 covering placing and claims
- Turnover has grown in each year since 2021
Reason for sale
The founding directors want to step back from day-to-day broking and have planned an exit for some time.
Nothing flagged on the two questions buyers ask first
No flagRevenue going backwards and one client being too much of it are the two things that end most deals in due diligence. Both are shown here up front, from the figures the seller supplied.
- Revenue directionNo flag
Turnover rose +3.7% in 2026.
- 2021: baseline
- 2022 (+5.0%)
- 2023 (+1.7%)
- 2024 (+6.4%)
- 2025 (+2.9%)
- 2026 (+3.7%)
6 years of turnover, 2021 to 2026, as supplied by the seller.
- Client concentrationNot stated
The seller has not declared what share of revenue the largest clients represent.
No declaration supplied. Client concentration cannot be derived from accounts.
EBITDA margin widened from 18.5% in 2021 to 24.9% in 2026.
These are observations from the supplied figures, not a view on whether this business is worth buying. Nothing here predicts an outcome.
Computing valuation...
What happens next
Submit an enquiry to the seller. Once they approve it, you sign a non-disclosure agreement and gain access to the information memorandum, the financials and a secure deal room with the seller.