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Personal Lines Broker With A Suburban Office In Belfast
Belfast, County Antrim, Northern IrelandIdentity protected
Available
About this business
This Belfast broker arranges household, motor and landlord insurance for local customers from a leased office in the suburbs, with a team of eight. It opened in 2018. Turnover has grown every year to £1.05m, and adjusted EBITDA has almost doubled since 2021, from £119k to £228k, as the renewal book has built up. The lease could be assigned or the business moved, as most work is done by phone and email. A buyer takes on a growing local brokerage with room to add commercial lines.
Key investment highlights
- Adjusted EBITDA up from £119k to £228k
- Turnover up every year since 2021
- Team of eight in a leased suburban office
- Net profit of £199k
Reason for sale
The owner is moving to England to be nearer family and has decided to sell rather than run it from a distance.
Nothing flagged on the two questions buyers ask first
No flagRevenue going backwards and one client being too much of it are the two things that end most deals in due diligence. Both are shown here up front, from the figures the seller supplied.
- Revenue directionNo flag
Turnover rose +4.9% in 2026.
- 2021: baseline
- 2022 (+3.3%)
- 2023 (+5.8%)
- 2024 (+2.9%)
- 2025 (+4.9%)
- 2026 (+4.9%)
6 years of turnover, 2021 to 2026, as supplied by the seller.
- Client concentrationNot stated
The seller has not declared what share of revenue the largest clients represent.
No declaration supplied. Client concentration cannot be derived from accounts.
EBITDA margin widened from 14.0% in 2021 to 21.7% in 2026.
These are observations from the supplied figures, not a view on whether this business is worth buying. Nothing here predicts an outcome.
Computing valuation...
What happens next
Submit an enquiry to the seller. Once they approve it, you sign a non-disclosure agreement and gain access to the information memorandum, the financials and a secure deal room with the seller.