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Mortgage And Protection Broker With A Freehold In Central Glasgow

Glasgow, Glasgow City, ScotlandIdentity protected

Available

Mortgage and protection broker with a freehold in central Glasgow

About this business

Mortgage and protection broker in central Glasgow, trading since 2008 from a freehold office building with a team of 67. Turnover has climbed every year from £6.98m in 2021 to £9.75m, and EBITDA has nearly trebled over the same period to £2.27m, a margin of about 23%. Net profit is £1.77m. The building sits within net assets of £3.08m. At this size the business has advisers, administrators and compliance staff, so it is large enough to run without its owners taking every decision.

Key investment highlights

  • EBITDA up 179% since 2021
  • Freehold office in central Glasgow
  • Net profit of £1.77m
  • Team of 67

Reason for sale

The founders are retiring and have chosen a sale over a management buyout.

Nothing flagged on the two questions buyers ask first

No flag

Revenue going backwards and one client being too much of it are the two things that end most deals in due diligence. Both are shown here up front, from the figures the seller supplied.

  • Revenue directionNo flag

    Turnover rose +6.2% in 2026.

    • 2021: baseline
    • 2022 (+6.6%)
    • 2023 (+5.7%)
    • 2024 (+9.7%)
    • 2025 (+6.5%)
    • 2026 (+6.2%)

    6 years of turnover, 2021 to 2026, as supplied by the seller.

  • Client concentrationNot stated

    The seller has not declared what share of revenue the largest clients represent.

    No declaration supplied. Client concentration cannot be derived from accounts.

EBITDA margin widened from 11.7% in 2021 to 23.3% in 2026.

These are observations from the supplied figures, not a view on whether this business is worth buying. Nothing here predicts an outcome.

Computing valuation...

What happens next

Submit an enquiry to the seller. Once they approve it, you sign a non-disclosure agreement and gain access to the information memorandum, the financials and a secure deal room with the seller.