← All businessesFinancial Services / Financial Advisory & Wealth / IFA & wealth management
Independent Financial Advice And Wealth Practice In Glasgow
Glasgow, Glasgow City, ScotlandIdentity protected
Available
About this business
A small independent financial advice practice in suburban Glasgow, set up in 2021 with 4 people working from leased offices. It advises private clients on pensions, investments and retirement planning, earning both ongoing and one-off advice fees. Turnover has held at around £550k, and EBITDA has grown 29% to £93k, a margin of about 17%. Clients deal with their adviser rather than a building, so the practice could move. A buyer would want a handover period so that client relationships transfer.
Key investment highlights
- Turnover steady at about £550k
- EBITDA up 29% since 2021
- Pensions, investment and retirement advice
- Team of 4 on leased premises
Reason for sale
The adviser who founded the practice is joining a national firm and wants clients placed with a local buyer.
Nothing flagged on the two questions buyers ask first
No flagRevenue going backwards and one client being too much of it are the two things that end most deals in due diligence. Both are shown here up front, from the figures the seller supplied.
- Revenue directionNo flag
Turnover is flat year on year.
- 2021: baseline
- 2022 (+1.4%)
- 2023 (-2.1%)
- 2024 (+1.8%)
- 2025 (-0.5%)
- 2026 (-1.6%)
- Peak 2022 to latest 2026: -2.5%
6 years of turnover, 2021 to 2026, as supplied by the seller.
- Client concentrationNot stated
The seller has not declared what share of revenue the largest clients represent.
No declaration supplied. Client concentration cannot be derived from accounts.
EBITDA margin widened from 12.9% in 2021 to 16.9% in 2026.
These are observations from the supplied figures, not a view on whether this business is worth buying. Nothing here predicts an outcome.
Computing valuation...
What happens next
Submit an enquiry to the seller. Once they approve it, you sign a non-disclosure agreement and gain access to the information memorandum, the financials and a secure deal room with the seller.